Florida Licensed Mortgage Broker | Blue Diamond Mortgage LLC dba Southern Gulf Coast Mortgage | Nicholas Snively NMLS #716263
(727) 285-0749 | nsnively@bdmtg.com
Nicholas Snively NMLS #716263
Blue Diamond Mortgage LLC • NMLS #1885622
Nicholas Snively (NMLS #716263) • Southern Gulf Coast Mortgage

Your Trusted Mortgage Broker in St. Petersburg & Tampa Bay.

Personalized mortgage financing through Blue Diamond Mortgage LLC dba Southern Gulf Coast Mortgage. We access over 50+ wholesale lending channels to deliver competitive rates, boutique communication, and rapid closings.

Fast 3-Week Closings
Wholesale Rate Access
Direct Broker Advice
Request Your Custom Rate (727) 285-0749
BD

Southern Gulf Coast Mortgage

Blue Diamond Mortgage LLC • NMLS #1885622

Direct
50+ Wholesale Lenders

Access lower margins and flexible underwriting compared to retail banks.

St. Petersburg & Tampa Bay Local

In-depth expertise in Florida insurance, flood zones, and property taxes.

Investor & Non-QM Solutions

DSCR rental cash flow loans, 12/24 mo Bank Statement, and 1099 options.

Call (727) 285-0749
Nicholas Snively - St. Petersburg Mortgage Broker
Direct Contact
(727) 285-0749
Meet Your Local Mortgage Partner

Nicholas Snively

Mortgage Broker • Blue Diamond Mortgage LLC dba Southern Gulf Coast Mortgage
Individual NMLS #716263 Company NMLS #1885622 St. Petersburg, Florida

As an independent mortgage broker with Blue Diamond Mortgage LLC dba Southern Gulf Coast Mortgage in St. Petersburg, Nicholas Snively is dedicated to guiding Florida homebuyers and seasoned real estate investors through every milestone of home financing. Rather than being confined to the rigid guidelines of a single retail bank, Nick leverages a network of wholesale lending institutions to find competitive interest rates and programs tailored to your scenario.

Known for proactive communication, transparent answers, and closing loans quickly—often in 3 weeks or less—Nick takes the stress out of buying, refinancing, or building wealth through residential real estate.

Call Nick Direct nsnively@bdmtg.com Request Rate Quote
Custom Mortgage Solutions

Loan Options Designed Around You

From first-time buyers in St. Pete to luxury waterfront homes and active real estate investors.

Investor & Non-QM Suite

Investor & Non-QM Products

Financing engineered for real estate investors, landlords, and 1099 self-employed business owners without standard tax return underwriting.

  • DSCR Loans: Qualify strictly on rental cash flow
  • Bank Statement (12/24 mo): No tax returns needed
  • 1099-Only Mortgages: For contractors & freelancers
  • Asset Depletion: Liquidity qualification
Explore Investor Terms

Conventional Loans

The industry standard for primary residences, second homes, and investment properties with down payments as low as 3%.

  • Cancellable PMI at 20% equity
  • 15, 20, and 30-year fixed terms
  • Conforming loan limits
Check eligibility
0% Down

VA Home Loans

Honoring our service members across Tampa Bay and MacDill AFB with zero down payment and no monthly mortgage insurance (PMI).

  • 100% financing available
  • Competitive wholesale pricing
  • For veterans, active duty & spouses
Check eligibility

FHA Mortgages

Accessible financing with 3.5% down payment and forgiving credit guidelines to help buyers purchase in Pinellas County.

  • Credit scores down to 580
  • Down payment gift funds allowed
  • Streamline refinance options
Check eligibility

Jumbo Mortgages

Tailored luxury financing for Snell Isle, Old Northeast, and beachfront properties exceeding conforming loan thresholds.

  • Loan balances up to $2.5M+
  • Flexible down payment tiers
  • Fixed and adjustable terms
Check eligibility

Florida Hometown Heroes

State-assisted down payment & closing cost assistance for eligible frontline Florida workforce employees and veterans.

  • Up to $35,000 in assistance
  • 0% non-amortizing second lien
  • Available in Pinellas County
Check eligibility
Financial Planning Tool

Interactive Mortgage Payment Calculator

Estimate monthly payments including Principal, Interest, Pinellas Property Taxes, and Florida Insurance.

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$95,000
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Estimated Annual Taxes & Insurance (St. Pete Avg.) Adjust Custom Estimates
Total Estimated Monthly Payment
$3,136 / month

Based on loan amount of $380,000

Principal & Interest $2,469
Property Taxes $433
Homeowners Insurance $234
Lock Your Rate Today
Verified Client Feedback

What Clients Say About Working With Nick

Real home financing experiences from St. Petersburg and Tampa Bay clients.

Closed in 3 Weeks

"Nick was great with communication and on top of every step during the process. He made the stressful home buying process much smoother and we were able to close in 3 weeks despite all the hurdles. I’m so grateful for all his help and would definitely recommend."

Guiselle M.

Verified Client

Verified
5.0 Star Service

"Top notch service. Nick has a refreshing ability to communicate and he was so helpful to my family. We had a few bumps in the road and he stayed positive and worked hard on my behalf. I really appreciate such GREAT customer service! Thank you very much."

Angelina R.

Verified Client

Verified
3x Repeat Client

"Nick Snively is amazing to work with. He has done 2 mortgages and one refinance for me. He works hard & finds me the best deals. I highly recommend him for all your financing needs."

Heather W.

2 Mortgages & 1 Refinance

Verified
Direct Broker Contact

Request a Custom Rate Quote

Connect directly with Nicholas Snively for real numbers and fast answers. Or call directly at (727) 285-0749.

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